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My Financial Journey 4.0

 Assalamualaikum..

Post kali ini agak lambat or sememangnya I jenis lambat sikit nak buat write up.

I've been thinking whether I would like to share or not my Nov20 expenses.

Atlast, here I am writing in my blog to review my Nov'20 expenses.


Nothing much to review.

Kalau ikutkan, I managed to spent below my total cash I received in Nov'20. Means, I ada surplus for this month. Tapi tak banyak around RM200 plus. Another good thing is, I managed to do some saving in bank here and there. The downside pulak, a few of item which I dah budgeted, dah burst.

Punca-punca overspend nie mestila disebabkan melayan nafsu, and asyik terfikir fikir kan benda yang nak dibeli tu. So, rule yg orang cakap, if lebih 3 hari u lupa pasal barang tu, means it is just a want not need. Hahaha.. entahla barang I beli tu more to want je sebab till today, tak de I pakai sangat. Bagi husband guna adalah. hahahaha.

Salah satu I tak spend more than my income in Nov'20 sebab most of purchase was through online, which I have shared in my previous blog how to control online purchase nie. Tapi this December will be more challenging to me sebab PKPB (Selangor) dilonggarkan. Banyak pulak cuti on weekdays - Sultan Selangor Birthdat and Christmas.

Lagi mencabar - Bulan 1 nie ada birthday my husband, my son and school open for kakak. Planning to fly back to my hometown pulak. My stress level getting high sebab I kena tekan nafsu membeli pada bulan ni which have a lot of sale in the mall. Huhuhuh.

Ya Allah, lindungilah hamba Mu daripada membeli benda yang tidak berfaedah. Ameen.

Sekian untuk minggu ni, see u next week.

Thank u

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