theLisaMorni

Bismillahirahmannirahim. Assalamulaikum, It has been few weeks, I baru nak cerita what type of planner I used. I noticed that when I used this kind of planner, my life improve better.  Planner yang macam mana tu? Planner nie saiz A4. I nak box dia besar-besar macam nie sebab boleh tulis banyak barang nak follow up. Biasa kan company or orang bagi planner yang mcm saiz diari tu, die punya kotak2 kecik and tak dapat nak tulis banyak-banyak. I start guna cara nie since last year and it is very effective. How I organize my to-do list? 1. If you have diary type of planner, I guna buku tu untuk letak my to-do list everyday. Tak kisah la diary tu ada date ke or date u kena isi sendiri ke apa. I will put what I need to do on that day or what task I received on that day.  2. If u have things need to follow up, then I will put those thing I need to follow up inside this A4 planner. Maybe u suggest kat I guna planner yang hand pocket tu, especially yg ada tarikh tu and u can write a lot ...

  Assalamualaikum, During new year, we brought our kids to staycation again sebab intention nak bawak drg g mandi pool jer and of course chilling in hotel room. It was quite last minutes, alhamdulillah it was a good choice due to all the helpful review in Agoda. So here, I nak ambil kesempatan nak bagitahu yang review does helping customer making choices. Ikutkan hati, I nak membebel jer kat sini with all the negative feedback at other hotel. But that was not my main point today. So let is move on.. The main thing make me choose The Everly is customer leaving feedback like 'they have good breakfast spread' and not much complaint on their facility and so on. Macam I cakap la, it is quite correct and helpful. Kalau ikutkan gambar di Agoda, gambar facade Every ni is different from reality - I guess they do some renovation and it was really good initiative. Their lobby on 1/1/2021. Besarkan pokok krismasnye. Very cute counter they have. Kerusi kat lobby disusun jauh-jauh. This is o...

  Assalamualaikum, Tertangguh sekejap untuk menulis di dalam ni sebab tak sihat. Badan pulak asyik penat and membuat kan saya tidur awal daripada biasa. Jadi, banyaklah checklist tertangguh. So saya harus menyelesaikan to do list yang lain sebelum menulis. Kali ni nak share kedai makan 'Grease' terletak di Seksyen 13, Shah Alam. Mengapa kedai ini? Masa ni, tengah viral smashed burger (burger oman) yang dijual oleh ex pilot yang bekerja di Oman.  I am a burger lover especially yang burger tepi jalan or some says burger ramly. So when smashed burger ni viral, of course saya pun terpengaruh lah nak mencuba. I have been telling my hub that I want to try smashed burger. But after my hub asking around - he heard that the que is long and if you order today, minggu dpn dapat. Jadi, tidaklah saya nak mengordernya. (I am not sure what is the status as at today). Untuk fix my craving of such burger, saya pun mencari burger yang lebih kurang macam smashed burger which is handmade and loo...

 Assalamualaikum.. Kali ni I tak sentuh pasal anything related to financial. How about I am sharing you my foodie journey? Actually, I am not into Korean food sebab I tak makan kimchi and maybe jugak sebab I jenis makan bland thing. So this shop was introduce by my officemate because she found out this shop is near my house. Then I forwarded this shop info to our whatapps group which I knew that some of them love Korean food, immediately one of the member said she has been to this shop in Korea and the food is delicious. What make me want to try? Because I was truly amazed that the owner bukak branch dia kat sini of all other country, even The Halal Guys still tak bukak kedai die kat Malaysia - so u should know what I am trying to say. Lagipun kedai ni not even a kedai ayam or anything yg telah di soft sell kan di mana-mana cerita Korea. So I was really curious and I checked on the menu, ya they do have simple menu suit my taste. Terus I ajak husband I dinner sini. Jom. So I ordere...

  Assalamualaikum.. Post kali ini agak lambat or sememangnya I jenis lambat sikit nak buat write up. I've been thinking whether I would like to share or not my Nov20 expenses. Atlast, here I am writing in my blog to review my Nov'20 expenses. Nothing much to review. Kalau ikutkan, I managed to spent below my total cash I received in Nov'20. Means, I ada surplus for this month. Tapi tak banyak around RM200 plus. Another good thing is, I managed to do some saving in bank here and there. The downside pulak, a few of item which I dah budgeted, dah burst. Punca-punca overspend nie mestila disebabkan melayan nafsu, and asyik terfikir fikir kan benda yang nak dibeli tu. So, rule yg orang cakap, if lebih 3 hari u lupa pasal barang tu, means it is just a want not need. Hahaha.. entahla barang I beli tu more to want je sebab till today, tak de I pakai sangat. Bagi husband guna adalah. hahahaha. Salah satu I tak spend more than my income in Nov'20 sebab most of purchase was throug...

 Assalamualaikum, Today, I nak share berkenaan Black Friday Sale. Haritu baru je sale 11.11, nie pulak Black Friday and kebetulan sale pulak betul-betul lepas gaji. The best part is, gaji I pun masuk one day early that usual date! I guess, company nak menggerakkan ekonomi syarikat which is they want their staff to shop at their mall before Christmas. Apa yang I nak share for this Black Friday Sale is, I managed not to buy anything. I bukan lah memboikot this sale. But bulan ni, my budget has burst and I have spent almost within my budget. Tak kan tak ada nak beli apa-apa kan? Yes, I ada nak beli during that sale. Actually, I nak beli this Lego Mario Set for my son.  My husband lah yang suka survey benda-benda macam nie, and he found that online is cheaper than physical store. Lagipun I pun mmg dah check Lego di Sunway Pyramid last week. The sales lady told me, Mario set tak ada promotion for Christmas promotion. My hub plak worried that the set will out of stock since it is Ma...

 Assalamualaikum.. Hari ini, sis nak share things that I have purchased for my new Iphone.  Why I want to share what I have bought for my new phone sebab latest Iphone serba serbi tak ada banyak free accessories.                                       Sebelum sis sambung, sis mukadimah sikit why I still choose Iphone. Sebelum nie sis guna Iphone 6s for almost 5 years. Sebelum tu Iphone 4. As u can see, sis memang pengguna tegar iphone.  Why Iphone? sebab Iphone tak mudah lag. Iphone whatapps sangat kuat which sis jarang sangat delete conversation and whatapps tak hang. Bila kau swipe one screen to another, iphone still perform. Ini ialah testimoni sis sendiri. Sis ni pulak bukan jenis mengejar technology. Selagi boleh guna sis akan guna. So what make me change this time? sebab iphone6s sis dah tak perform. Itu lah tanda-tanda apabila u need to upgrade your iphone. ops. So sis dec...

 Assalamulaikum.. Macam mana nak survive apabila musim sale? Lagi-lagi lah sale 11.11 or yang akan datang nie sale 12.12 and sale Christmas and sale New Year and more to come. Sebelum tu, kita kena faham lagi time pandemic nie, kebanyakan penjual penjual kejar sale. Of course kebanyakan company akan buat sale untuk memastikan income masuk. Kita pulak tak boleh nak salahkan mereka kerana they also have worker to feed kan? Sekarang nie, terpulanglah kepada diri kita sendiri macam mana nak control from purchase barang-barang online nie. Sebelum sis cakap pasal control impulse purchase nie, kita kena faham mengapa kena control spending during pandemic nie sebab kita tak tahu apa akan berlaku pada masa hadapan. That is why time macam nie, kita kena maximize cash in hand. Kita tak kan tahu bila income kita tiba-tiba tak ada, ataupun tiba tiba gaji kena potong ke apa. Sis bukan nak takutkan korang, tapi kita sediakan payung sebelum hujan. Enough scaring u guys, kita pergi main point kita ...

 Assalamualaikum.. Bulan nie sis nak review spending sis untuk bulan 10.  Alhamdulillah, total expenses (include fix) dibawah budgeted.  How I do it? - track spending is a must kalau u tak buat cash envelope. Sis tak buat lagi cash envelope so sis tak nak komen pasal cash envelope. - every 3 days update allocation so sis tahu sis dah guna category mana. - sis cuba untuk tak spend in that category kalau dah over spend. - kena ada disiplin lah sebab kalau tak ada, memang tak berjaya sis spend below means. Time PKPB macam ni actually is a good way kita nak control spending kita sebab kita tak leh nak ke mana- mana sangat especially you have young children at home. Lagilah kita tak boleh nak travel which travel pun required a lot of money (depends on personal la kan?) Sejenis sis ni daripada dulu, I do not have any savings for travel or things that I want. So what I do is, I always charged to my card. So thats why hutang credit card sis melambung lambung sampai tak cecah tana...

  Assalamuailaikum, Sis terbaca satu topic berkenaan dgn procrastinate ataupun mendelay kan sesuatu. So kali ni sis nak share pasal cerita sis telah mendelaykan sesuatu and macam mana sis settlekan. Masa awal bulan Oktober, husband sis bagitahu ada surat drpd LHDN untuk sis.  Sis ckp: okay, nie mesti surat cakap refund duit dah masuk. LHDN biasa bagi duit dulu baru anta surat.  Tiba-tiba ada satu minggu tu, sis terdetik nak bukak surat daripada LHDN tu. Giler terkejut apabila sis baca, LHDN mintak sis byr cukai pada tahun 2017 and 2018. Setahu sis, sis dah declare and sis pun dah dapat refund balik. Happened to be that day was Saturday and of course office tak bukak, and which number to call pun sis tak tahu. Buat sis lagi tak keruan sebab sis tak boleh buat apa-apa selain tunggu Isnin (itulah dia delay to open the letter). Sis baca balik satu-satu and cuba faham surat drpd LHDN tu sebab sis nie jenis tak boleh baca too many words.Lepas tu sis tak faham apa yang surat tu ...

  Assalamulaikum. Sebelum ni, sis sharing that sis berjaya buat bajet based on my spending. Crucial part nye nak track spending.  Mengapa crucial? Sebab you kena truly focus on recording every money you have spent! How? Macam pengalaman sis, banyak giler apps boleh keep track spending nie. Sis dah cuba banyak jgk dengan google - best spending app, best budget app - google je yang berkaitan, and it will come out. The problem with these apps are you kena bayar bila nak guna. Apabila kau dasar cheapskate (I mean myself), mestila nak guna yang free saja. Apa beza free dgn bayar? Of course apabila kita cakap pasal free, kau akan dapat limited feature. And based on my experienced, sis selalu kena limit categories, or u hanya boleh update tracker for few days and ada pulak jenis you boleh limit acc. So dia akan jadi tak accurate. Lagi satu apabila kita guna apps nie, sis tak tahu macam mana nak reflect exactly how much money inside my bank acc after spending and so on. So kita kena b...

 Assalamualaikum.. Kali ini, sis nak cerita pasal my financial freedom journey. I just started and I want to record it here. Banyak giler tips sis baca and any apps pun u guna, they will required you to have a budget. So here I am, creating budget to myself. It is really hard to start with but alhamdulillah I made it. Sis berjaya create budget. Why the first step is the hardest apabila nak buat bajet?  Sebab, apabila kau buat bajet based on kebanyakan financial advised - contoh: 10% saving, 10% entertainment and so on. Then kau sedar, that hutang kau dh over bajet kalau guna allocation macam tu. Kau pun putus semangat nak buat. Itulah yang terjadi kat sis. Huhuhu Apabila sis dah tersangkut, sis learnt from my work apabila kita based on previous spending buat bajet. So dekat sini kita kena track spending. Track spending ni memang susah, but inilah step pertama yang sis ambil.  Jujur sis cakap, sis dah berapa kali cuba track spending tapi selalu gagal. But this time, sis gu...

  Assalamualaikum , Tahun ni, Sofea mintak kek tema Unicorn for her birthday celebration at school. Setakat ni, memang kita tak ada buat birthday party dengan dia selain her pak nek nak celebrate kecil kecilan. The reason kami tak buat her birthday party sebab, sis tak kenal dengan parents kelas dia (maafla ya sis memang jenis susah sikit nak berkawan dengan org - bukan sombong). Atleast she can celebrate with her schoolmate. Mulanya sis excited la jugak kan nak beli semua party pack unicorn, terlupa pulak ada kaum adam dalam kelas, takkan nak bagi unicorn jgk. Sis pun amik la yang dinosour untuk boys. Platic bag nie sis beli di Toy R Us, Midvalley. Yang dinosour nie, sis pernah beli untuk Aareez party pack di Toy R Us Empire Subang masa awal tahun. Masa tu, tak nampak pilihan lain di Empire, and di Midvalley memang byk choice. Dalam party pack, sis letak mechanical pencil, air kotak and pemadam. Air kotak tu sis bagi sebab lepas makan, kawan kawan Sofea bolehla minum air kotak. he...

  Minggu lepas hari Sabtu, aku dah book bilik di Boulevard, Midvalley dengan mengambil pakej kat atas. Boleh tekan link ---> https://www.chm-hotels.com/special-offers  untuk tgk offer kat hotel lain under St Giles nie. Actually, aku dah byk tengok staycation offer lain, sebab budget and facilities offered. Aku pilih St Giles sebab dalam satu kawasan (Midvalley) ada 3 hotel kau boleh pilih - Cititel, The Boulevard & The Gardens. End up aku pilih The Boulevard sebab aku pernah duk Cititel (years ago). Bilik di Cititel nie masa aku pegi dulu, bilik dia kecil sebab dia cater org yg duduk kat situ and semata-mata shopping sahaja. So why bother to hv a big room and pay more and u only sleep in that room. Of course lah kau boleh pilih bilik jenis mana ko nak. The choice is yours. Dulu, sebelum aku ada rumah and menetap di Selangor, parents aku bukan jenis yg bawak anak2 jalan KL sgt, bapak aku tak suka pg tempat yang sama. So masa tu aku gedik, aku ikut kakak aku pg KL and aku...

 Kisahnya, aku jumpa seluar budak tgh promo kat H&M. Sebab cantek, aku pun amik dan bayar. Apabila sampai rumah, pinggang tak ngam pulak dgn kakak. Tak ada lah nak balik H&M tukar size ke apa sebab masa beli tu mmg itu je saiz paling kecik yang ada. Idea nak DIY seluar H&M nie datang masa ternampak banyak sewing hacks lalu kat timeline. Kebetulan, ada satu video tu dia tunjuk macam mana dia resize seluar jeans. So aku pun terjumpa satu sharing ni. Before After Bahan yang perlu ada : Tali  Gunting/Cutter Pin Method of statement: Aku potong and buat 2 lubang kat tengah. Tali tu aku sangkunt dgn pin and masuk ikut lubang yang first and keluar kat lubang yg kedua. Okay, dah siap! Sangat senang. kakak pun dah boleh guna seluar H&M dia. Terima kasih!